Envelope Budgeting Made Simple

Budget with Purpose.
Spend with Confidence.

Take control of your money with Purpose Budget

No credit card required
Cancel anytime
Bank-level security

December Budget

Ready to Assign: $2,373
🏠Rent/Mortgage
$1,200
🛒Groceries
$178
💳Credit Card Payment
$450
Transportation
$45
🎯Emergency Fund
$500

How It Works

Three simple steps to knowing exactly what you can spend

1

Connect Your Accounts

Link your banks automatically or add accounts manually. Your choice, your control.

🏦
Checking ****4521
Auto-sync daily
Connected
✏️
Cash Envelope
Manual entry
Active
2

Assign Every Dollar

When money comes in, give each dollar a job until you hit zero.

Ready to Assign$847
Groceries+$400
Gas+$150
Fun Money+$297
Remaining$0.00
3

Spend With Confidence

Check your category balance before any purchase. You'll always know.

Groceries$247.32
$152.68 spent of $400
Yes, you can afford that $45 dinner!
🛡️Smart Credit Card Protection

Never Overspend on Credit Cards Again

When you spend $85 at the grocery store with your credit card, Purpose Budget automatically moves $85 from your Groceries category to your Credit Card Payment fund. You'll always have enough to pay in full.

Automatic fund movement

Money flows to your CC payment as you spend

Always ready to pay in full

Your payment fund matches your balance

Visual unfunded warnings

See immediately when you've overspent

What just happened
🛒
Whole Foods
Groceries • Visa ****8832
-$85.42
🛒
Groceries
Spending category
-$85.42
💳
Visa Payment
Credit card category
+$85.42
✅ You can pay this card in full!
🏠
Personal Budget
3 accounts connected
💼
Side Business
2 accounts connected
🏢
Rental Property
1 account connected
+Add another budget
📦Multiple Budgets, One Account

Keep Your Finances Completely Separate

Personal spending. Side hustle. Rental property. Joint household budget. Create as many separate budgets as you need — each with its own accounts, categories, and reports. Switch between them instantly.

True isolation

Each budget is completely separate — no mixing of data

Switch instantly

One click to jump between budgets

Unlimited spaces

No extra charge for additional budgets

Everything you need to manage your money

Powerful features designed to help you succeed financially

1

Give Every Dollar a Job

Assign your income to categories before you spend. Know exactly what you can afford in each area of your life.

2

See Your True Expenses

Plan for large, less frequent expenses by setting aside money each month. No more surprises when bills come due.

3

Roll with the Punches

When you overspend in one category, move money from another. Your budget bends but doesn't break.

Ready to take control of your finances?

Join people who are taking control of their financial lives

No credit card required
Full access for 60 days
Cancel anytime
Setup in under 5 minutes
Purpose Budget - Budget with Purpose. Spend with Confidence.